Data minimization
Public calculators are designed to work without an account. We collect account or saved-decision data only when you choose features that require it.
Trust center
Clear safeguards. Honest limits.
TrueTimeCost is designed to help you understand financial tradeoffs without asking for more personal information than the feature needs. This page describes current product practices; it does not claim a third-party security certification.
Encrypted transport
The production website uses HTTPS to protect information while it travels between your browser and TrueTimeCost.
Account boundaries
Authenticated product features apply user and ownership checks before returning saved account data.
Protected credentials
Authentication is handled by our identity provider. TrueTimeCost does not store readable account passwords.
Purpose-limited providers
Hosting, authentication, storage, payments, and analytics providers process data only for the services used to operate the product.
User controls
You can remove supported saved items and request access to or deletion of account data through our privacy contact.
What TrueTimeCost is not
- • Not a bank, lender, broker, credit counselor, or fiduciary.
- • Not a substitute for personalized financial, tax, investment, or legal advice.
- • Not guaranteed to predict returns, taxes, interest, or future outcomes.
Questions or requests
Report a privacy or security concern, or request supported access to or deletion of your account data.
privacy@truetimecost.comLast reviewed: August 2, 2026. Safeguards evolve with the product. Material privacy changes will be reflected in the applicable policy.